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This paper seeks to provide evidence for policy-makers and practitioners to promote and strengthen disaster insurance for vulnerable areas of India and other developing countries. The document explains how the provision of low premium microinsurance policies makes insurance accessible to the majority of society's poorest victims. The case of Cyclone Pha…
In 2016 the United Nations Office for Disaster Risk Reduction (UNISDR) commissioned the development of guidelines on national disaster risk assessment (NDRA) as part of a series of thematic guidelines under its “Words into Action” initiative to support national implementation of the Sendai Framework for Disaster Risk Reduction 2015-2030.  The pres…
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Authorized by the State of Florida Legislature in 2000, the Florida Public Hurricane Loss Model (FPHLM) provides the state with a fair, open, and transparent tool for reviewing insurance company rate requests. The intent was to ensure fair pricing for both consumers and insurance companies. The model acts as a check on private sector models in determi…

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